{"id":1343,"date":"2021-11-02T14:29:30","date_gmt":"2021-11-02T13:29:30","guid":{"rendered":"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/dienstleistung\/alm-asset-liability-management\/"},"modified":"2022-07-01T08:36:34","modified_gmt":"2022-07-01T06:36:34","slug":"alm-asset-liability-management","status":"publish","type":"dienstleistung","link":"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/","title":{"rendered":"ALM<br>(Asset-Liability-Management)"},"content":{"rendered":"\n<div class=\"wp-container-1 wp-block-group is-style-add_padding_left_right\"><div class=\"wp-block-group__inner-container\">\n<p>La gestion actif-passif (ALM) repr\u00e9sente le lien entre les placements (assets) et les engagements (liabilities) de la caisse de pension. La base de l&#8217;Asset-Liability-Management consiste donc en une analyse des actifs et des passifs de votre caisse de pension. Gr\u00e2ce aux chiffres cl\u00e9s ainsi obtenus, nous en d\u00e9duisons une strat\u00e9gie de placement qui garantit avec une grande probabilit\u00e9 la couverture des engagements de pr\u00e9voyance \u00e0 moyen et long terme par les actifs disponibles. Notre analyse comprend les services suivants:<\/p>\n\n\n\n<ul><li>Description de la situation initiale<\/li><li>Projection des engagements et des cash-flows (environ 10 ans)<\/li><li>R\u00e9sum\u00e9 des restrictions de placement l\u00e9gales et sp\u00e9cifiques au client<\/li><li>Analyse de la strat\u00e9gie de placement (environ 10 ans)<\/li><li>Projection du taux de couverture (environ 10 ans)<\/li><li>Calcul du montant th\u00e9orique de la r\u00e9serve de fluctuation de valeurs<\/li><li>Recommandations pour la suite \u00e0 donner<\/li><\/ul>\n\n\n\n<p>Gr\u00e2ce \u00e0 nos services de conseil, nous couvrons l&#8217;ensemble du processus d&#8217;investissement des caisses de pension et connaissons donc parfaitement les d\u00e9fis qui s&#8217;y rapportent. Dans le contexte actuel du march\u00e9, les concepts d&#8217;investissement efficaces sont au c\u0153ur de nos r\u00e9flexions et de nos recommandations<\/p>\n\n\n\n<p>Nous proposons des analyses claires et compr\u00e9hensibles, prenons en compte des sc\u00e9narios futurs dans les \u00e9tudes ALM et concevons une mod\u00e9lisation de l&#8217;actif et du passif proche de la r\u00e9alit\u00e9<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"has-text-align-center\">Vos personnes de contact<\/h2>\n\n\n                <\/div>\r\n            <\/article>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div id=\"ais-block_6188e3947a251\" class=\"ais-block ais-block-contactinfo m-0 ais-pt-80\"  >\r\n    <div class=\"container ais-contactinfo-top\">\r\n        <div class=\"row p-0\">\r\n            <div class=\"col-md-12\">\r\n                <div class=\"row\">\r\n                                                    <div class=\"offset-md-2 col-md-10 col-12 ais-block-contactinfo-rounded mt-5 mt-md-0 mb-5\">\r\n                        <div class=\"ais-text-holder d-flex position-relative justify-content-center justify-content-md-end justify-content-lg-center ais-bg-white shadow ais-color-blue\">\r\n                            <div class=\"d-flex justify-content-center\">\r\n                                <img class=\"rounded-circle shadow\" src=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2021\/11\/Schlumpf_Philippe-Web.jpg\" alt=\"\">\r\n                            <\/div>\r\n                            <div class=\"ais-block-contactinfo-text offset-md-1  col-md-8 p-3 ps-5 pe-5 pe-lg-3\">\r\n                                <h3 class=\"ais-fs-50 \">Philippe Schlumpf<\/h3>\r\n                                <span class=\"d-block ais-fs-25\">Senior Investment Consultant<\/span>\r\n                                <div class=\"ais-fs-50\">\r\n                                                                        <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"mailto:philippe.schlumpf@libera.ch\"><i class=\"fas fa-envelope-square\"><\/i><\/a><\/span>\r\n                                                                                                            <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"tel:0041438177320\"><i class=\"fas fa-phone-square\"><\/i><\/a><\/span>\r\n                                                                    <\/div>\r\n                                <div class=\"mt-3 ais-fs-25 ais-same-height-contactinfo-desc\">Ou contactez-nous via le formulaire de contact. Nous nous r\u00e9jouissons de votre demande.<\/div>\r\n                                                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26 ais-ff-nunitosans-regular\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/contact\/\">Contact<\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                <div class=\"offset-md-2 col-md-10 col-12 ais-block-contactinfo-rounded mt-5 mt-md-0 mb-5\">\r\n                        <div class=\"ais-text-holder d-flex position-relative justify-content-center justify-content-md-end justify-content-lg-center ais-bg-white shadow ais-color-blue\">\r\n                            <div class=\"d-flex justify-content-center\">\r\n                                <img class=\"rounded-circle shadow\" src=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2021\/11\/Blum_Samuel-Web.jpg\" alt=\"\">\r\n                            <\/div>\r\n                            <div class=\"ais-block-contactinfo-text offset-md-1  col-md-8 p-3 ps-5 pe-5 pe-lg-3\">\r\n                                <h3 class=\"ais-fs-50 \">Samuel Blum<\/h3>\r\n                                <span class=\"d-block ais-fs-25\">Expert en caisses de pensions CSEP<\/span>\r\n                                <div class=\"ais-fs-50\">\r\n                                                                        <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"mailto:samuel.blum@libera.ch\"><i class=\"fas fa-envelope-square\"><\/i><\/a><\/span>\r\n                                                                                                            <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"tel:0041438177348\"><i class=\"fas fa-phone-square\"><\/i><\/a><\/span>\r\n                                                                    <\/div>\r\n                                <div class=\"mt-3 ais-fs-25 ais-same-height-contactinfo-desc\">Ou contactez-nous via le formulaire de contact. Nous nous r\u00e9jouissons de votre demande.<\/div>\r\n                                                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26 ais-ff-nunitosans-regular\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/contact\/\">Contact<\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"container-fluid ais-contactinfo-bottom d-flex align-items-end justify-content-center shadow\" style=\"background-color: #28386a\"><\/div>\r\n<\/div>\r\n<div class=\"container\">\r\n    <div class=\"row\">\r\n        <div class=\"col-lg-12\">\r\n            <article class=\"page type-page status-publish hentry\">\r\n                <div class=\"entry-content\">\r\n\r\n\n\n\n<div style=\"height:140px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"has-text-align-center\">Plus de services<\/h2>\n\n\n\r\n                <\/div>\r\n            <\/article>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div id=\"ais-block_6188eacb0ae5f\" class=\"ais-block ais-block-services m-0  ais-pt-80\"  >\r\n    <div class=\"container\">\r\n\r\n                <div class=\"row p-0\">\r\n            <div class=\"ais-slider ais-slider-id-69e392a5dcfb2 ais-opacity-0\" data-ais_slider_id=\"69e392a5dcfb2\" data-ais_slider_amount_items=\"3\" data-ais_slider_amount_items_scroll=\"3\" data-ais_slider_arrow=\"1\" data-ais_slider_dots=\"1\" data-ais_slider_auto=\"0\" data-ais_slider_auto_time=\"1000\" data-ais_slider_color=\"#000000\" data-ais_slider_change_style=\"slide\" data-ais_slider_responsive=\"1\">\r\n                                        <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Conseil pour les caisses de pension<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">En tant qu&#8217;experts en pr\u00e9voyance, nous vous fournissons une image globale qui prend en compte toutes les dimensions de la pr\u00e9voyance et envisage les \u00e9volutions futures. Cela vous permet d&#8217;identifier \u00e0 temps les risques et les opportunit\u00e9s.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/conseil-pour-les-caisses-de-pension\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Administration de caisses de pension<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Nos solutions administratives sur mesure r\u00e9pondent enti\u00e8rement \u00e0 vos besoins. De la gestion technique et administrative \u00e0 la gestion int\u00e9rimaire, notre personnel exp\u00e9riment\u00e9 est \u00e0 vos c\u00f4t\u00e9s pour vous soutenir. <\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/administration-de-caisses-de-pension\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Conseil juridique<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Librement adapt\u00e9s \u00e0 vos besoins, nous proposons des solutions personnalis\u00e9es pour l&#8217;externalisation professionnelle  des cas de prestations, r\u00e9digeons pour vous des \u00e9crits juridiques dans le domaine de la pr\u00e9voyance professionnelle, vous aidons \u00e0 formuler des r\u00e8glements ou vous accompagnons dans des proc\u00e9dures complexes, comme par exemple une liquidation partielle \u00e0 venir.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/conseil-juridique\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Comptabilit\u00e9 internationale<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Nous effectuons d\u00e9j\u00e0 l&#8217;\u00e9valuation et l&#8217;\u00e9tablissement du bilan selon les normes comptables internationales pour environ 300 entreprises. Cela est \u00e9galement possible gr\u00e2ce aux outils informatiques modernes que nous avons d\u00e9velopp\u00e9s nous-m\u00eames. Nos processus standardis\u00e9s sont une garantie de s\u00e9curit\u00e9 et permettent de trouver une solution optimale pour votre entreprise. <\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/comptabilite-internationale\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Due Diligence<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Lors de l&#8217;achat ou de la vente d&#8217;une entreprise, l&#8217;\u00e9valuation et l&#8217;am\u00e9nagement de la pr\u00e9voyance professionnelle du personnel concern\u00e9 devraient constituer une partie importante des n\u00e9gociations de vente. Nous proc\u00e9dons volontiers pour vous \u00e0 une \u00e9valuation neutre de la situation actuelle. Nous vous soutenons en outre dans la r\u00e9organisation de la solution de pr\u00e9voyance apr\u00e8s l&#8217;achat de l&#8217;entreprise.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/due-diligence\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Solution d&#8217;assurance<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Lors de la recherche de la solution d&#8217;assurance optimale de votre entreprise ou de la meilleure r\u00e9assurance possible pour votre caisse de pension, nous vous aidons\u00e0 trouver la solution. Si n\u00e9cessaire, nos sp\u00e9cialistes proc\u00e8dent \u00e9galement \u00e0 un examen des documents contractuels et assurent un suivi individuel pendant toute la dur\u00e9e du contrat.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/solution-dassurance\/\">En savoir plus<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                <\/div>\r\n        <\/div>\r\n        \r\n    <\/div>\r\n<\/div>\r\n<div class=\"container\">\r\n    <div class=\"row\">\r\n        <div class=\"col-lg-12\">\r\n            <article class=\"page type-page status-publish hentry\">\r\n                <div class=\"entry-content\">\r\n","protected":false},"parent":0,"menu_order":16,"template":"","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ALM(Asset-Liability-Management) | Libera<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ALM(Asset-Liability-Management) | Libera\" \/>\n<meta property=\"og:description\" content=\"La gestion actif-passif (ALM) repr\u00e9sente le lien entre les placements (assets) et les engagements (liabilities) de la caisse de pension. La base de l&#8217;Asset-Liability-Management consiste donc en une analyse des actifs et des passifs de votre caisse de pension. Gr\u00e2ce aux chiffres cl\u00e9s ainsi obtenus, nous en d\u00e9duisons une strat\u00e9gie de placement qui garantit avec [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/\" \/>\n<meta property=\"og:site_name\" content=\"Libera\" \/>\n<meta property=\"article:modified_time\" content=\"2022-07-01T06:36:34+00:00\" \/>\n<meta name=\"author\" content=\"Rebecca Lang\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#organization\",\"name\":\"Libera AG\",\"url\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"fr-FR\",\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2022\/06\/logo_de.svg\",\"contentUrl\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2022\/06\/logo_de.svg\",\"width\":273,\"height\":79,\"caption\":\"Libera AG\"},\"image\":{\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#\/schema\/logo\/image\/\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#website\",\"url\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/\",\"name\":\"Libera\",\"description\":\"Eine weitere WordPress-Website\",\"publisher\":{\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"fr-FR\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/#webpage\",\"url\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/\",\"name\":\"ALM (Asset-Liability-Management) | Libera\",\"isPartOf\":{\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/#website\"},\"datePublished\":\"2021-11-02T13:29:30+00:00\",\"dateModified\":\"2022-07-01T06:36:34+00:00\",\"breadcrumb\":{\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/#breadcrumb\"},\"inLanguage\":\"fr-FR\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/services\/alm-asset-liability-management\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\/\/nervous-knuth.46-231-200-39.plesk.page\/fr\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Dienstleistungen\",\"item\":\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/dienstleistung\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"ALM(Asset-Liability-Management)\"}]}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"ALM(Asset-Liability-Management) | Libera","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"fr_FR","og_type":"article","og_title":"ALM(Asset-Liability-Management) | Libera","og_description":"La gestion actif-passif (ALM) repr\u00e9sente le lien entre les placements (assets) et les engagements (liabilities) de la caisse de pension. 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