{"id":2166,"date":"2022-05-03T13:52:39","date_gmt":"2022-05-03T11:52:39","guid":{"rendered":"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/?post_type=dienstleistung&#038;p=2166"},"modified":"2022-06-21T10:16:43","modified_gmt":"2022-06-21T08:16:43","slug":"alm-asset-liability-management","status":"publish","type":"dienstleistung","link":"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/alm-asset-liability-management\/","title":{"rendered":"ALM<br>(Asset-Liability-Management)"},"content":{"rendered":"\n<div class=\"wp-container-1 wp-block-group is-style-add_padding_left_right\"><div class=\"wp-block-group__inner-container\">\n<p>Asset liability management (ALM) is the link between the assets and liabilities of the pension fund. The basis for asset liability management thus consists of an analysis of the assets and liabilities of your pension fund. With the key figures obtained from doing so, we derive an investment strategy that is highly likely to ensure that pension liabilities are covered by existing assets in the medium to long term. Our analysis includes the following services:<\/p>\n\n\n\n<ul><li>Description of the initial situation<\/li><li>Projection of obligations and cash flows (around 10 years)<\/li><li>Summary of legal and client-specific investment restrictions<\/li><li>Analysis of the investment strategy (around 10 years<strong>)<\/strong><\/li><li>Projection of the cover ratio (around 10 years)<\/li><li>Calculation of the target amount of the fluctuation reserve<\/li><li>Recommendations for further action<\/li><\/ul>\n\n\n\n<p>With our advisory services, we cover the entire investment process for pension funds and are, therefore, very familiar with the challenges in this regard. In the current market environment, efficient investment concepts are the focus of our considerations and recommendations.<\/p>\n\n\n\n<p>We offer clear and comprehensible analyses, consider future scenarios in the ALM studies and design modelling for the asset and liability sides realistically.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"has-text-align-center\">Your contact persons<\/h2>\n\n\n                <\/div>\r\n            <\/article>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div id=\"ais-block_6188e3947a251\" class=\"ais-block ais-block-contactinfo m-0 ais-pt-80\"  >\r\n    <div class=\"container ais-contactinfo-top\">\r\n        <div class=\"row p-0\">\r\n            <div class=\"col-md-12\">\r\n                <div class=\"row\">\r\n                                                    <div class=\"offset-md-2 col-md-10 col-12 ais-block-contactinfo-rounded mt-5 mt-md-0 mb-5\">\r\n                        <div class=\"ais-text-holder d-flex position-relative justify-content-center justify-content-md-end justify-content-lg-center ais-bg-white shadow ais-color-blue\">\r\n                            <div class=\"d-flex justify-content-center\">\r\n                                <img class=\"rounded-circle shadow\" src=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2021\/11\/Schlumpf_Philippe-Web.jpg\" alt=\"\">\r\n                            <\/div>\r\n                            <div class=\"ais-block-contactinfo-text offset-md-1  col-md-8 p-3 ps-5 pe-5 pe-lg-3\">\r\n                                <h3 class=\"ais-fs-50 \">Philippe Schlumpf<\/h3>\r\n                                <span class=\"d-block ais-fs-25\">Senior Investment Consultant<\/span>\r\n                                <div class=\"ais-fs-50\">\r\n                                                                        <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"mailto:philippe.schlumpf@libera.ch\"><i class=\"fas fa-envelope-square\"><\/i><\/a><\/span>\r\n                                                                                                            <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"tel:0041438177320\"><i class=\"fas fa-phone-square\"><\/i><\/a><\/span>\r\n                                                                    <\/div>\r\n                                <div class=\"mt-3 ais-fs-25 ais-same-height-contactinfo-desc\">Or contact us via the contact form. <br \/>\r\nWe look forward to hearing from you.<\/div>\r\n                                                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26 ais-ff-nunitosans-regular\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/contact\/\">Contact<\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                                <div class=\"offset-md-2 col-md-10 col-12 ais-block-contactinfo-rounded mt-5 mt-md-0 mb-5\">\r\n                        <div class=\"ais-text-holder d-flex position-relative justify-content-center justify-content-md-end justify-content-lg-center ais-bg-white shadow ais-color-blue\">\r\n                            <div class=\"d-flex justify-content-center\">\r\n                                <img class=\"rounded-circle shadow\" src=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/wp-content\/uploads\/2021\/11\/Blum_Samuel-Web.jpg\" alt=\"\">\r\n                            <\/div>\r\n                            <div class=\"ais-block-contactinfo-text offset-md-1  col-md-8 p-3 ps-5 pe-5 pe-lg-3\">\r\n                                <h3 class=\"ais-fs-50 \">Samuel Blum<\/h3>\r\n                                <span class=\"d-block ais-fs-25\">Pensionskassen-Experte SKPE<\/span>\r\n                                <div class=\"ais-fs-50\">\r\n                                                                        <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"mailto:samuel.blum@libera.ch\"><i class=\"fas fa-envelope-square\"><\/i><\/a><\/span>\r\n                                                                                                            <span class=\"d-inline-block\"><a class=\"ais-link-color\" href=\"tel:0041438177348\"><i class=\"fas fa-phone-square\"><\/i><\/a><\/span>\r\n                                                                    <\/div>\r\n                                <div class=\"mt-3 ais-fs-25 ais-same-height-contactinfo-desc\">Or contact us via the contact form. <br \/>\r\nWe look forward to hearing from you.<\/div>\r\n                                                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26 ais-ff-nunitosans-regular\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/contact\/\">Contact<\/a>\r\n                                                            <\/div>\r\n                        <\/div>\r\n                    <\/div>\r\n                            <\/div>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n\r\n    <div class=\"container-fluid ais-contactinfo-bottom d-flex align-items-end justify-content-center shadow\" style=\"background-color: #28386a\"><\/div>\r\n<\/div>\r\n<div class=\"container\">\r\n    <div class=\"row\">\r\n        <div class=\"col-lg-12\">\r\n            <article class=\"page type-page status-publish hentry\">\r\n                <div class=\"entry-content\">\r\n\r\n\n\n\n<div style=\"height:140px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"has-text-align-center\">More services<\/h2>\n\n\n\r\n                <\/div>\r\n            <\/article>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\r\n<div id=\"ais-block_6188eacb0ae5f\" class=\"ais-block ais-block-services m-0  ais-pt-80\"  >\r\n    <div class=\"container\">\r\n\r\n                <div class=\"row p-0\">\r\n            <div class=\"ais-slider ais-slider-id-69e392ce4bb6e ais-opacity-0\" data-ais_slider_id=\"69e392ce4bb6e\" data-ais_slider_amount_items=\"3\" data-ais_slider_amount_items_scroll=\"3\" data-ais_slider_arrow=\"1\" data-ais_slider_dots=\"1\" data-ais_slider_auto=\"0\" data-ais_slider_auto_time=\"1000\" data-ais_slider_color=\"#000000\" data-ais_slider_change_style=\"slide\" data-ais_slider_responsive=\"1\">\r\n                                        <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Advice for pension funds<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">As pension experts, we provide you with a comprehensive picture that takes into account all dimensions of pension provision and considers future developments. This enables you to identify risks and opportunities in good time.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/advice-for-pension-funds\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Administration for pension funds<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Our administration solutions are fully tailored to your specific needs. From technical and administrative issues through to interim management, our experienced staff is here to support you.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/administration-for-pension-funds\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Legal advice<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">Depending on your needs, we offer tailored solutions for professional outsourcing of your claims management, the drafting of legal documents in the field of occupational pensions, assistance with the correct wording of regulations and will support you through complex procedures such as an impending partial liquidation.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/legal-advice\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Due diligence<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">When buying or selling a business, the valuation and structuring of the occupational pension scheme of the workforce impacted by the transaction should be an important part of the sales negotiations. We will be happy to perform an unbiased assessment of the current situation. We will also assist you with the restructuring of the pension arrangements after you have bought a business.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/due-diligence\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">International accounting<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">The valuations and accounting we undertake for some 300 companies comply with International Financial Reporting Standards. This is possible thanks to the state-of-the-art IT tools we have developed in-house. Our standardised processes guarantee you have the security you need and provide an optimum solution for your business. <\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/international-accounting\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                            <div class=\"col-lg-4 col-md-6 col-12 p-2\">\r\n                            <div class=\"ais-single-box bg-white ais-color-blue\">\r\n                                <h3 class=\"ais-font-avenir-black ais-fs-45 ais-same-height-single-service-title\">Insurance solutions<\/h3>\r\n                                <div class=\"ais-fs-25 ais-same-height-single-service-desc\">When searching for the optimum insurance solution for your company or the best possible reinsurance for your pension fund, we support you. If required, our specialists will also review the contract documents and provide individual support throughout the term of the contract.<\/div>\r\n                                <a class=\"ais-button ais-bg-blue text-white text-decoration-none ais-fs-26\" href=\"https:\/\/nervous-knuth.46-231-200-39.plesk.page\/en\/services\/insurance-solutions\/\">Learn more<\/a>\r\n                            <\/div>\r\n                        <\/div>\r\n                                <\/div>\r\n        <\/div>\r\n        \r\n    <\/div>\r\n<\/div>\r\n<div class=\"container\">\r\n    <div class=\"row\">\r\n        <div class=\"col-lg-12\">\r\n            <article class=\"page type-page status-publish hentry\">\r\n                <div class=\"entry-content\">\r\n","protected":false},"parent":0,"menu_order":18,"template":"","acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v19.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>ALM(Asset-Liability-Management) | Libera<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"ALM(Asset-Liability-Management) | Libera\" \/>\n<meta property=\"og:description\" content=\"Asset liability management (ALM) is the link between the assets and liabilities of the pension fund. 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